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The Conveyancing Process

What is The Conveyancing Process?

Our conveyancing services cover a variety of different processes and services. Conveyancing isn’t just a necessary aspect of buying or selling property, it’s surprisingly varied.

From buy to let, to purchasing your neighbour’s field that’s for sale, the team here at Angela Viney Conveyancing Services are on hand to assist with all manner of issues relating to the transfer of ownership of property.

  • Mortgage Property
    Until recent years, Mortgage Lenders held and stored Title Deeds, but they now rely on the computerised Land Registry records instead. So, if you have a mortgage and are selling, depending on when your mortgage was taken out, it may be necessary to obtain the property deeds from your lender. This takes about five working days, and most mortgage lenders charge for producing the deeds.
  • Unregistered Title
    If the property has not changed hands within the last 30 years, it may not have been registered. If so, it will be subject to its first registration by the new owners.
  • Registered Title
    If the property has changed hands within the last 30 years, it will be registered at the Land Registry and have a unique Title Number. As part of the conveyancing process, we will obtain a copy of the Title Register, which comprises of the details of the property, registered owners and mortgage(s).
  • Surveys/Valuation
    For both sides, the surveys and valuation are a critical stage in the conveyancing process.
  • Evidence of Title
    Otherwise known as Office Copy Entries, this is the evidence of the Sellers title to the property.
  • Fixtures & Fittings
    Sellers will also need to fill-in the Fixtures, Fittings & Contents form as part of the conveyancing process.
  • Exchange of Contracts
    Another critical stage, it is at this point that the transfer becomes legally binding to both parties.
  • Final Report
    We will advise you on the detailed report following searches and instructions from your mortgage lender.
  • The Contract
    You will receive detailed, written advice prior to being asked to sign or commit yourself.
  • Searches
    We carry out searches for the property that you are purchasing to reveal anything held on public record.
  • Completion
    Congratulations! Your property transfer has now completed and it’s time for the next chapter.
  • After Completion
    We will let the Land Registry and HMRC know about your property transfer.
  • Transfer Document
    This document is signed by the Seller and handed over to the Buyers conveyancer upon completion.
  • SPIF
    If you are selling, you will need to fill-in the Sellers Property Information Form (SPIF).
  • Mortgage Offer
    We will help minimise delays by supporting you in adhering to the various instructions from your lender.

Transferring Ownership of Land

Clients tend to think of the conveyancing process in terms of buying and/or selling a house or flat, for example. But Conveyancers tend to think in terms of transferring the land on which any buildings stand. We usually refer to property rather than buildings or land, as both stand on the property. Conveyancing is the transfer of ownership of that land.

At Angela Viney Conveyancing Services we would like to take as much stress out of this process as possible. Note, if you are selling, we cannot do anything to start the conveyancing process until we have documents to prove your ownership of the property. This proof of ownership of a property is shown through the Title Information.

  • Mortgage Property
    Until recent years, Mortgage Lenders held and stored Title Deeds, but they now rely on the computerised Land Registry records instead. So, if you have a mortgage and are selling, depending on when your mortgage was taken out, it may be necessary to obtain the property deeds from your lender. This takes about five working days, and most mortgage lenders charge for producing the deeds.
  • Unregistered Title
    If the property has not changed hands within the last 30 years, it may not have been registered. If so, it will be subject to its first registration by the new owners.
  • Registered Title
    If the property has changed hands within the last 30 years, it will be registered at the Land Registry and have a unique Title Number. As part of the conveyancing process, we will obtain a copy of the Title Register, which comprises of the details of the property, registered owners and mortgage(s).
  • Surveys/Valuation
    For both sides, the surveys and valuation are a critical stage in the conveyancing process.
  • Evidence of Title
    Otherwise known as Office Copy Entries, this is the evidence of the Sellers title to the property.
  • Fixtures & Fittings
    Sellers will also need to fill-in the Fixtures, Fittings & Contents form as part of the conveyancing process.
  • Exchange of Contracts
    Another critical stage, it is at this point that the transfer becomes legally binding to both parties.
  • Final Report
    We will advise you on the detailed report following searches and instructions from your mortgage lender.
  • The Contract
    You will receive detailed, written advice prior to being asked to sign or commit yourself.
  • Searches
    We carry out searches for the property that you are purchasing to reveal anything held on public record.
  • Completion
    Congratulations! Your property transfer has now completed and it’s time for the next chapter.
  • After Completion
    We will let the Land Registry and HMRC know about your property transfer.
  • Transfer Document
    This document is signed by the Seller and handed over to the Buyers conveyancer upon completion.
  • SPIF
    If you are selling, you will need to fill-in the Sellers Property Information Form (SPIF).
  • Mortgage Offer
    We will help minimise delays by supporting you in adhering to the various instructions from your lender.

Most importantly, please remember to tell us if there have been any changes which would affect the title to your property, such as a change of name, or the death of a co-owner. Evidence of such changes must be produced as part of the title information.

HALIFAX

Check the contact details and location of our Halifax Office.

Enquire About Our Conveyancing Services Today

If you think you’d benefit from our conveyancing services, please don’t hesitate to get in touch.

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All three offices are open from 9 AM to 5 PM every day, Monday to Friday, and each office can be reached by contacting them on each dedicated line, or via the main email address which is:
mail@angelaviney.co.uk.

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